![]() Learn more in our PNC Bank review Virtual Wallet® And while they offer online and mobile banking with all of the major features, their apps feel more dated than competitor products (and definitely more than the tech-based banks). Typical of the big national brands, their interest rates are low in some markets. Ultimately, however, PNC isn't our top pick if you're shopping for a new bank. A single fee covers the trio of accounts and, like most linked accounts, it's easy to transfer money between the three (plus offers 2-layers of fee-free overdraft protection). Spend is for day-to-day activity, Reserve is for short term planning, and Growth is a long term savings account. PNC offers "Spend, Reserve and Growth" virtual wallets. This includes the former BBVA locations, which they acquired in 2021. PNC Bank is the 7th largest in the U.S., with over 60,000 ATMs and approximately 2,400 physical branches across the country. To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now: How does this personal checking offer from PNC compare? If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.You can only receive one new checking account opening related bonus once every two years.New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months.Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet.Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address.Open a Virtual Wallet® account now to earn the up to $400 bonus The fine print Bonus will be credited to your account within 60-90 days after meeting requirements.Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus. ![]() Open a Virtual Wallet® account online to qualify, See link below.The PNC Virtual Wallet® promotion requires you to set up direct deposits in order to earn the up to $400 bonus.įull requirements to receive this bonus are: All Offers From PNC How To Earn The Bonus
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